Financial Services
At Stern & Eisenberg PC, we believe that every legal challenge presents an opportunity for creative problem-solving.
Navigating the complexities of financial law requires a partner with deep expertise, strategic insight, and a commitment to protecting your interests. Stern & Eisenberg offers a full suite of legal services tailored to meet the diverse needs of financial institutions, creditors, and individuals in the financial sector.
Creditors’ Rights
Stern & Eisenberg offers a full range of Creditors’ Rights legal services related to default mortgages including: pre-foreclosure compliance, foreclosure, evictions, and real estate-owned closings. Additionally, the firm offers sophisticated bankruptcy and commercial foreclosure practices.
The firm’s multi-state office locations include New York, New Jersey, Pennsylvania, Delaware, Maryland, Virginia and West Virginia.
The firm adjusts its practices to meet each client’s specific needs, while mindful of ever changing state and federal law, regulations, and requirements.
Stern & Eisenberg offers Regular Client Trainings (Online and Onsite) and publications designed to keep clients abreast of regulatory and legislative developments across the firm’s geographic footprint.
Reach out to the Stern & Eisenberg Value team to schedule a training.
About our Processes
Stern & Eisenberg uses a hands-on approach for all foreclosures in order to obtain the optimal result for our clients. The firm embraces advantages from technology in facilitating and streamlining the process.
Whether it is the completion of the foreclosure process through REO sale or engaging in meaningful efforts to reach a loan resolution to keep the borrower in the property, the firm is here to assist its clients.
Pre-foreclosure compliance is Stern & Eisenberg’s first step in the foreclosure process.
- Attorneys review client documentation in order to assure that any pre-foreclosure notice of intent has been issued containing the appropriate information so we may proceed without unnecessary delays.
- The firm adjusts its practices to meet each client’s specific needs, while mindful of ever changing state and federal law, regulations and requirements.
The ultimate goal of Stern & Eisenberg is to pursue the client’s interests efficiently and professionally. Beyond handling the legal process for clients, Stern & Eisenberg is available to assist clients with their own internal processes, ensuring full compliance with state and federal requirements. After the foreclosure is complete, Stern & Eisenberg offers a full line of REO services.
Why Choose Stern & Eisenberg?
- Industry Knowledge: We have extensive experience working with recruiters and staffing firms, understanding the unique challenges of commission-based compensation.
- Client-Centered Approach: We prioritize your business objectives, offering personalized legal strategies tailored to your needs.
- Cost-Effective Solutions: We focus on achieving favorable resolutions without unnecessary legal expenses.
Secured Transactions
Stern & Eisenberg provides comprehensive legal support to protect the interests of creditors in secured transactions and related matters. Our experienced attorneys understand the complexities of financial agreements and the challenges creditors face in enforcing their rights, offering tailored strategies to achieve optimal outcomes.
Complex Litigation
Through strategic thinking, deep legal expertise, and a collaborative approach, we transform obstacles into opportunities, ensuring our clients are well-positioned to succeed in today’s dynamic legal landscape.
Our team of experienced attorneys is dedicated to providing innovative, tailored solutions that meet the unique needs of our clients. Whether navigating complex litigation, structuring business deals, or resolving disputes, we approach every case with a fresh perspective and a commitment to achieving the best possible outcomes.
Complex litigation involves cases with multiple parties, significant financial stakes, extensive trial processes, or intricate legal issues. These cases require specialized knowledge and expertise to navigate the complexities of discovery, motions, and trial procedures effectively.
Commercial Litigation
Our Commercial Litigation team of attorneys brings a deep knowledge of banking regulations, financial transactions, and corporate law. This expertise helps them navigate the complex legal landscape to protect the interests of their financial clients.
- Protection of Financial Assets: It ensures that financial institutions can protect their interests and recover assets when disputes arise.
- Regulatory and Compliance Pressure: With stringent regulations in place, financial institutions must engage in litigation to defend against claims of regulatory breaches.
- Risk Management: Litigation is often a key part of risk management strategies, as it allows financial institutions to mitigate losses, resolve disputes early, and enforce their rights.
More on Commercial Litigation at Stern & Eisenberg
Commercial and Residential Default Services
Commercial and Residential Default refers to situations where borrowers fail to meet their repayment obligations on loans secured by residential or commercial properties. These defaults can lead to legal actions such as foreclosure, where the lender seeks to recover the outstanding loan balance by taking ownership of the property and selling it.
- Judicial Foreclosure: Requires the lender to go through the court system to obtain permission to foreclose. This process can be lengthy but offers more protection to the borrower.
- Non-Judicial Foreclosure: Involves a quicker process, where the lender can foreclose without court involvement, often through a power of sale clause in the mortgage contract.
More on Commercial and Residential Default Services
Credit Unions
As part of our broader financial services and creditors’ rights practice, Stern & Eisenberg is proud to support the unique legal needs of credit unions. From general counsel services and document review to NCUA appeals and compliance guidance, our attorneys offer responsive, cost-effective solutions that reflect our commitment to ethical, community-focused representation.
More on Credit Unions
At Stern & Eisenberg, we are dedicated to providing exceptional legal representation in matters of residential and commercial default. With decades of experience and a deep understanding of the complexities surrounding defaults, our team is uniquely positioned to guide clients through every step of the process with skill, care, and precision.
