Stern & Eisenberg provides comprehensive representation to mortgage lenders, servicers, investors throughout judicial and non-judicial foreclosure actions.

Our team ensures compliance with all federal and state regulations, including notice requirements, mediation programs, and loss mitigation efforts. We manage title review, court filings, sale proceedings, and post-sale eviction when necessary. With deep knowledge of multi-jurisdictional laws, we help clients efficiently recover residential properties while minimizing risk and maintaining regulatory compliance.

We provide comprehensive representation throughout judicial and non-judicial residential foreclosure actions, managing:

• Pre-foreclosure compliance and notices
• Title review and clearance
• Court filings, sale coordination, and post-sale eviction

Our attorneys ensure full adherence to federal and state regulations, including mediation programs and loss mitigation efforts. We help clients recover properties while minimizing risk and regulatory exposure.

Our attorneys bring decades of experience to residential and commercial mortgage default services, including pre-foreclosure compliance, foreclosure proceedings, post-sale evictions, REO closings, bankruptcy representation, and complex commercial foreclosure matters.

Stern & Eisenberg tailors its practices to each client, while remaining attentive to dynamic federal and state law, regulations, and client-specific protocols. We partner with our clients by offering regular trainings, both onsite and online designed to educate on foundational processes, legislative updates, and procedural changes critical to maintaining compliance and operational efficiency.

Residential Foreclosure

Stern & Eisenberg provides comprehensive representation to mortgage lenders, servicers, investors throughout judicial and non-judicial foreclosure actions.

Our team ensures compliance with all federal and state regulations, including notice requirements, mediation programs, and loss mitigation efforts. We manage title review, court filings, sale proceedings, and post-sale eviction when necessary. With deep knowledge of multi-jurisdictional laws, we help clients efficiently recover residential properties while minimizing risk and maintaining regulatory compliance.

We provide comprehensive representation throughout judicial and non-judicial residential foreclosure actions, managing:

• Pre-foreclosure compliance and notices
• Title review and clearance
• Court filings, sale coordination, and post-sale eviction

Our attorneys ensure full adherence to federal and state regulations, including mediation programs and loss mitigation efforts. We help clients recover properties while minimizing risk and regulatory exposure.

Commercial Foreclosure

Stern & Eisenberg represents lenders, servicers, and investors in both judicial and non-judicial commercial foreclosure proceedings, ensuring proper documentation, legal compliance, and asset protection throughout the process. We assist clients in navigating pre-foreclosure workouts, receiverships, deficiency claims, and post-sale property management, with a focus on maximizing asset value and recovery.

Commercial Foreclosure often require sophisticated strategies to address complex borrower relationships, leasehold interests, title issues, and environmental concerns. Commercial foreclosure involves the enforcement of security interests in income-producing properties, including office buildings, retail centers, multi-family developments, and industrial assets.

We handle complex commercial foreclosure matters involving:

• Income-producing properties (retail, multifamily, office, industrial)
• Borrower relationship management and leasehold interests
• Title and environmental issues

Bankruptcy Representation

Our attorneys represent creditor interests in Chapters 7, 11, and 13.

We assert creditor rights and maximize recovery in consumer and business bankruptcies. Our team handles:

• Proof of claim preperation and plan objectives
• Plan negotiations
• Case monitoring with precision
• Relief from stay motions
• Adversary proceedings involving preference or fraudulent transfers

Collections & Judgement Enforcement

We pursue recovery of secured and unsecured obligations through:

• Garnishments, levies, and liens
• Domestication and enforcement of foreign judgments
• Collateral recovery through replevin actions

Loan Workouts & Restructuring We structure pre-foreclosure resolutions, including:

• Forbearance agreements and loan modifications
• Short sales and deeds-in-lieu of foreclosure
• Loss mitigation planning

UCC & Secured Transactions We represent creditors in enforcing Article 9 rights:

• Perfection and enforcement of security interests
• Repossession and sale of collateral
• Commercial loan default enforcement

Real Estate Owned (REO) Services Our REO representation includes:

• Title curative efforts
• Post-sale litigation defense
• Property management and compliance oversight
• Disposition support and asset protection

Litigation & Dispute Resolution

Commercial Litigation

Our business and commercial litigation attorneys are innovative, strategic thinkers with the ability to handle all types of litigation and arbitration matters in state and federal courts.

Commercial litigation can include breach of contract, fraud, disputes over business transactions, antitrust violations, and other conflicts requiring legal resolution in court or through alternative dispute resolution methods like arbitration or mediation.

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Bankruptcy Litigation

Our team is skilled in navigating the complexities of bankruptcy litigation, ensuring that creditors’ interests are protected and that they receive the best possible outcomes. Whether it’s pursuing claims, safeguarding assets, or addressing fraudulent activities, we are dedicated to providing robust legal representation throughout the bankruptcy process.

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Regulatory Compliance

At Stern & Eisenberg, we prioritize legal compliance and privacy across all aspects of our practice to protect client information and ensure adherence to applicable laws and regulations. Our firm is committed to maintaining the highest standards of confidentiality, data security, client and firm-wide internal compliance, and regulatory compliance to safeguard sensitive information and foster trust.

Stern & Eisenberg is ISO compliant and protects all NPII to the greatest extent possible. S&E lives its commitment to regulatory compliance through its abundant auditing, timely reporting, and reiterative training.

Stern & Eisenberg is dedicated to maintaining the highest standards of compliance and operational excellence. Our auditing and compliance processes are designed to identify opportunities for improvement, ensure regulatory compliance, and support the evolving needs of our clients and the businesses we serve.